Free Tool

Financial Maturity Ladder

Ten questions across five dimensions — books, reporting, forecasting, controls, systems. See where you are and what's blocking the next stage.

Financial Maturity Ladder

10 questions across 5 dimensions. Personalized roadmap for the next stage.

Books & Recordkeeping
1. Are your bank accounts reconciled within 15 days of month-end?

Books & Recordkeeping
2. Is your chart of accounts structured for your industry (job costing, channels, departments)?

Reporting
3. Do you produce a monthly P&L, balance sheet, and cash flow statement?

Reporting
4. Do you have KPI dashboards specific to your business model?

Forecasting & Planning
5. Do you have a 13-week rolling cash flow forecast?

Forecasting & Planning
6. Do you have a multi-year financial model with scenario analysis?

Internal Controls
7. Are major financial decisions reviewed against a documented authorization policy?

Internal Controls
8. Do you have separation of duties (different people approve vs. process payments)?

Systems & Automation
9. Are your bookkeeping, payroll, and reporting tools integrated (no manual re-keying)?

Systems & Automation
10. Do you have automated alerts for cash position, AR aging, or budget variance?

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